Credit Card Woes


Got a shock when I log in to see my Citibank Credit Card account. I’ve spend around $300 lately and I totally don’t know until I check the account. Nope, there isn’t any error or fraud case. They are really spend by me. Just that I have no “feelings” that I’ve spend so much.

So much for a new Credit Card owner. The previous month was still pretty alright. I was rather careful with my spending and still have a rough idea how much I’ve already spend. So I know when to tighten my wallet. But this month was bad. I keep thinking that I’ve only spend around maybe $100++. Didn’t expect it to be $300.

I think I’ll need to be more careful. Although $300 will not make me bankrupt, but its not good to overspend. And worst, overspend without knowing. I’m glad I went online to check how much I’ve spend. Cannot imagine what will happen if I didn’t check and continue to spend until the bill comes.

Look like I got to do some action. You see, I have 3 bank accounts. 1 for the bills, 1 for usual spending and 1 for savings. My monthly pay will go into the account for my bills. From there, I’ll transfer money to my savings account and my monthly spending account, leaving some money to pay the bills. The savings account is untouchable. Money only goes in and seldom comes out. (unless I want to buy some big item like laptop). The usual spending account is where I put the money that I can spend for the month. This way, I can judge if I’ve overspend for the month.

Good plan hor? Until the credit card comes into the picture. I can no longer depend on my usual spending account to judge my spending for the month.

So my new plan is, get a money box. You know, those tin box with lock and a slot for your to put money inside. So what I’ll do is, whenever I use my credit card, I’ll withdraw money from my usual spending account and put it in the money box. That way, I can still track if I’ve overspend.

Sound troublesome, but better than overspending without knowing. So for the rest of the month, I think I’ll just eat grass ba. Any kind soul willing to sponsor me some salad dressing?

Another murder

Another high profile murder case in Singapore. Another dismembered body found. But what is shocking this time is, the head was found at Orchard Road, near the MRT station. Which crazy murderer would dump part of the victim in orchard road?

These people are sick. You already murdered the person, why can’t you let her have a full body at the funeral? Why did you bother to chop her up into so many pieces and dump them all over the place? And even if you want to dump the body, of all places you got to choose Orchard Road. Crazy. I know there is a say “The most dangerous place is the safest place”. But this is not the case. You might as well dump the body behind the istana guard house!!

See lah, ganna arrested within 12 hours. Serve you right.

Sometimes, I really wonder what is in the mind of these murderer. Why can’t they think of a proper place to dump the body? Look at that Ah Hao in Huang Na’s case. He is at least smarter. He place the body in a box and threw it into the forested area in Telok Bangala Hill. At least it is much harder to find. It even took the police few hours to search for it after he told them where he threw the body. But too bad, he made a few mistakes when being investigated by the police. Else maybe the case would had still remained unsolved.

Then there is another case few month back where dismembered body were found along Kallang River. STUPID. Never ever throw the body into river. Confirm 100% wash back to shore. If you want to throw into water, go rent a boat, drive to the open sea and dump it there. Dump river sure wash back to shore 1.

Stupid fellow, don’t even know where to dump a body. Singapore got so many nature reserves with thick forest. Just throw in the middle of the forest lah. Make sure it is deep in and no boy scout or NSF will pass thru that area. If possible, dig a hole and bury it. Or since you all like to cut the body, then cut it into small pieces and throw into the rubbish chutes lah. Best is for those new HDB flats where the whole block share 1 central chute. Make sure it’s properly wrapped up in plastic bag.

Don’t be a fool throw the body into Kallang River or in middle of Orchard road lah. You might as well put the body at the front door of Police Cantonment Complex.

Will I get into trouble if someone follows my suggestions on how to dump a body?

One override the other

Qn: What do you do when you have cravings for Fried Chicken and Potato chips when you are having a sore throat?

Ans: Buy Fried Chicken, Potato Chips and Strepsils and pray that the sore throat don’t get worst tomorrow.

Another 1 of DK’s “One override the other” theory. But this time, it’s bigger.

Let’s dig!!!

Ever wondered what is on the other side of the earth?

http://grad.icmc.usp.br/~cipriani/bighole.php?lang=en

This is an interesting program that tell you were will you end up in if you were to dig all the way down, thru the core and to the other side of the earth. (That is provided you don’t melt while you are in the middle of the earth)

Reminds you of the stupid movie call The Core. Haha….

Oh ya, in case you are interested to know, the other side of Singapore will be Venezula. Hola!!!

How to fight?

Tag:

Seriously, was there a war in the 1st place? Apple fire another shot by releasing iPod Nano. Colour screen, light, thin and comes in black and white.

Well, creative, whom declared war with Apple some time back also have a MP3 player with the name Nano. Zen Nano Plus. Seriously…. cannot fight. What war? Creative never fired any shot at Apple. We only see them following the footsteps of Apple.

Soon we will see Creative and other iPod wanna be companies releasing thin MP3 players too. Wait, creative used to have a slim MP3 player call Muvo Slim. But also no fight lah.

You see, everyone is not interested about features of your MP3 player. They want style. Look at how iPod shuffle, a simple MP3 player with no screen at all manage to sell like hotcakes. Look at all the iPod series, do they have radio or voice recorder features? Nope.

People go for style.

The rest of the wannabe still don’t get it.